Meeting challenges, interpreting change: Markets move, opportunities appear, issues abound. Across our organisation, we have the expertise that helps our clients make the right decisions
February 2023
Simplifying digital fund management and investment servicing Simplifying digital fund management and investment servicing
Deutsche Bank and Memento Blockchain have successfully completed a proof of concept, known as Project DAMA (Digital Assets Management Access). Project DAMA has the potential to provide a more cost-effective and flexible solution for digital fund management and investment servicing, and this report explains how the prototype works.
Simplifying digital fund management and investment servicing Read moreOctober 2022
Metaverse – the next e-commerce revolution Metaverse – the next e-commerce revolution
What is the definition of the metaverse? How does it help individuals and corporates? What value, financially and qualitatively can it deliver? How mature is the technology? What are the main risks and challenges and how can they be mitigated?
This paper provides a deep dive into a landscape that is rapidly evolving and addresses these issues. Specifically, it explores the e-commerce opportunities that the metaverse presents
September 2022
Guide to ISO 20022 migration Part 5 Guide to ISO 20022 migration Part 5
In this, the fifth – and final – edition in our Guide to ISO 20022 Migration series, we cover the state of play for each market infrastructure, provide an update on SWIFT’s Transaction Manager, explore the evolution of the Relationship Management Application, and look at future initiatives that could further harmonise payments
A guide for foreign investors
Read PDF Salam Indonesia
The guide includes a quick view of Indonesia macroeconomics and capital markets statistics, comprehensive explanations on Indonesia equity IPO as well as information on the rule on shares with multiple voting rights
Read PDF Read PDFJune 2022
The triple revolution in securities post-trade The triple revolution in securities post-trade
Digital assets custodial capabilities are under scrutiny and digital ecosystems such as decentralised finance (DeFi) and stablecoins in the cryptocurrency space have expanded the post-trade possibilities. Our new flow special white paper explains the implications for post-trade securities services
May 2022
A corporate’s guide to payment fraud prevention A corporate’s guide to payment fraud prevention
Payment fraud has become one of the biggest challenges facing corporate treasurers today. So, how can companies safeguard systems and processes against cyber criminals? And what are the latest fraud patterns that they should know? Our new flow special white paper provides answers
April 2022
How to ensure commodities security in a volatile world How to ensure commodities security in a volatile world
The Russian invasion of Ukraine has put a spotlight on Europe’s uncomfortable dependencies. Securing access to important commodities is key to economic resilience, as well as digital and sustainable transformation – and this requires rethinking sourcing strategies as our new flow special white paper outlines
January 2022
Working capital finance – the future Working capital finance – the future
Do traditional working capital tools still meet business liquidity needs? Due to the persistent Covid-19 pandemic this question has become pressing for corporates around the world. Our new flow special white paper outlines four themes of what the future of working capital finance could look like – and what each means for treasurers
December 2021
CSDR: The final countdown CSDR: The final countdown
In September 2019, we published our CSDR: Settlement discipline regime client toolkit, to help clients prepare for the most impactful aspects of the new regulation. While the implementation date was subsequently pushed back, challenges remain ahead of the revised date of 1 February 2022. Our new toolkit provides an update on where we stand on this journey
November 2021
Best Practice Guide: ACT International Treasury Peer Review Best Practice Guide: ACT International Treasury Peer Review
Treasury transformation has been ongoing for many years, yet Covid-19 has reinforced the focus on digitalisation and new business models. To redefine best practice, the Association of Corporate Treasurers (ACT), in partnership with Deutsche Bank, has put together an International Treasury Peer Review, designed to help treasurers benchmark their operations against their peers
October 2021
Payables finance a guide to working capital optimisation third edition Payables Finance: A guide to working capital optimisation
Now in its 3rd edition, this Guide not only explains how payables finance helps defend supply chains while helping buyers protect their working capital, but updates the previous edition in the light of Covid-19, ESG considerations and the relationship of the asset class with the capital markets, also including new case studies
October 2021
Read more Guide to ISO 20022 migration: Part 4
As we edge closer to the revised implementation date for ISO 20022 across the world’s major payment market infrastructures, the Deutsche Bank team presents Part 4 of its series of guides, looking at how market infrastructures have used the extension to prepare, what developments have been made around SWIFT’s transaction manager and the in-flow translation service, and how ISO 20022 will be used in the end-to-end payment journey
Read more Read moreOctober 2021
Guide to Receivables Finance 3rd Edition Guide to Receivables Finance 3rd Edition
Receivables finance comprises an arrangement when providing credit to a party, using an amount payable by one party to another for goods or services. Now in its 3rd edition, this essential multi-contributor Guide, published by Deutsche Bank with Sullivan & Worcester UK and the International Trade & Forfaiting Association provides a thorough update to earlier editions and demonstrates the remarkable resilience of the receivables finance structure
June 2021
Unleashing the potential of AI in securities services Unleashing the potential of AI in securities services
This Guide provides an introduction to AI in securities services, including a rundown of use case examples, insight into important governance considerations and a series of key recommendations to ensure best practice is followed
Unleashing the potential of AI in securities services Read moreMay 2021
Read more Client services reimagined
The winds of change have transformed client services in the banking sector over recent years. The transformation was underway long before coronavirus impacted on our daily working and home lives. As with many other areas of both financial services and retail, the pandemic served to accelerate trends that were already evident, such as consumers and businesses taking up contactless and other new payment methods while reducing their reliance on cash
Read more Read moreApril 2021
Asset-as-a-Service Asset-as-a-Service
The burden from the Corona crisis and the opportunities of new data-based business models present companies with tremendous challenges. Usage-based financing models offer a solution to these challenges, as buyers no longer purchase an asset themselves, but acquire it from the equipment provider in a “pay-per-use“ model
Asset-as-a-Service Read moreFebruary 2021
A Guide to IBOR Transition A Guide to IBOR Transition
By the end of 2021, the London Interbank Offered Rate (LIBOR), for long the world’s most widely used benchmark interest rate, will have been phased out as markets transition to LIBOR alternatives. This Guide to IBOR Transition sets out, why this change became necessary, the new breed of risk-free rates (RFRs) and the path to transition
A Guide to IBOR Transition Read moreSeptember 2020
Guide to ISO 20022 migration: Part 3 Guide to ISO 20022 migration: Part 3
In 2019, recognising the magnitude of the transformational initiative underway in the payments world, we launched a series of guides to ISO 20022 migration. These were designed to help the industry navigate and understand the evolving journey towards a single global payments standard. The Deutsche Bank team now presents Part 3 of this journey in advance of Sibos 2020
Guide to ISO 20022 migration: Part 3 Read moreSeptember 2020
The Group Treasurer: an ACT Guide to the First 100 Days The Group Treasurer: an ACT guide to the first 100 days
As the treasury function adapts and evolves to the demands of today’s fast-changing circumstances, best practice advice from trusted advisors has become increasingly important for treasurers. At no point is this more important than in the first few days at the desk in a new role
The Group Treasurer: an ACT Guide to the First 100 Days Read moreJune 2020
Re-imagining network management Re-imagining network management
Covid-19 has brought unprecedented challenges and change for the securities services industry. This report canvasses network managers to understand how they have adapted to date, and how their roles could be further transformed in the future
Re-imagining network management Read moreMay 2020
A Guide to Trade Finance A Guide to Trade Finance
To mark Deutsche Bank’s 150 anniversary and Trade Finance being its founding business, we present our practical Guide to Trade Finance to support importers, exporters and other market participants as they move goods and services around the world and manage the financing risk
A Guide to Trade Finance Read moreDecember 2019
China’s belt and Road Initiative - A guide to market participation China’s Belt and Road Initiative - A guide to market participation
China has set out to rebuild its ancient Silk Road with the Belt and Road Initiative (BRI). This paper provides an explanation of the BRI’s touchpoints and what this means for infrastructure and finance providers
China’s belt and Road Initiative - A guide to market participation Read moreNovember 2019
Instant payments Instant payments
Instant payment schemes are popular with consumers worldwide and are supplanting physical cash. But what infrastructure sits behind these schemes and how is it regulated? What opportunities and benefits do they offer corporate treasurers embracing them as part of their liquidity management strategy? This white paper explores how treasury can make the most of instant payments
Instant payments Read moreOctober 2019
Request to Pay through open banking Request to Pay through open banking
Consumers across the globe might have fallen in love with card payment and e-wallet solutions, but the same cannot be said for treasurers, who have to deal with the strains they place on their business
Request to Pay through open banking Read moreSeptember 2019
Guide to ISO 20022 migration, Part 2 Guide to ISO 20022 migration, Part 2
As the migration to ISO 20022 – the new global standard for payments messaging – progresses the benefits are clear: uplifted customer experience, more streamlined compliance procedures, and the ability to deliver new services. Yet with rapid change comes the challenge of keeping abreast of the latest developments and understanding the key points for consideration
Guide to ISO 20022 migration, Part 2 Read moreSeptember 2019
DLT and digital asset’s path to smart custody DLT and digital asset’s path to smart custody
In the face of declining fee levels and increasing regulatory and market requirements for asset protection and market stability, the securities post-trade industry seeks a sustainable future. Distributed Ledger Technology (DLT) may provide part of the answer by realigning the roles of its participants
DLT and digital asset’s path to smart custody Read moreSeptember 2019
Real-time cash-balance liquidity reporting: no need to wait Real-time cash-balance liquidity reporting: no need to wait
Pushing ahead with intra-day or real-time liquidity reporting, to give banks the ability to regularly measure and track their liquidity flows over the course of a business day, was seen as a priority task in the wake of the financial crisis.
Real-time cash-balance liquidity reporting: no need to wait Read moreSeptember 2019
CSDR: Settlement discipline regime client toolkit CSDR: Settlement discipline regime client toolkit
The Settlement Discipline Regime (SDR), a key element of the Central Securities Depositary Regulation (CSDR), comes into force on 14 September 2020. This effectively binds together trade and post-trade. With penalties for poor performance and discipline, all actors in an institution will need to understand their obligations and make the necessary operational changes
CSDR: Settlement discipline regime client toolkit Read moreSeptember 2019
Regulation driving banking transformation: Second Edition Regulation driving banking transformation: Second Edition
A regulatory environment that supports the safe and robust development of the data economy, the emergence of FinTech and BigTech firms and the growth of the crypto-assets market is essential for banking transformation, says new white paper.
Regulation driving banking transformation: Second Edition Read moreMay 2019
Ultimate guide to ISO 20022 migration Ultimate guide to ISO 20022 migration
The decision by major central banks and SWIFT to migrate to ISO 20022 is a watershed moment for the payments industry
Ultimate guide to ISO 20022 migration Read moreMay 2019
Transitioning into the future of securities post-trade Transitioning into the future of securities post-trade
If you can order physical goods online and have them delivered the next day or even the same day on Amazon, why should you have to wait two days for electronically delivered securities to arrive in your account? This paper looks at what has been done so far and what is needed going forward to “Amazonise” the securities post-trade landscape
Transitioning into the future of securities post-trade Read moreOctober 2018
Preparing for real-time liquidity Preparing for real-time liquidity
Although the industry has started on the journey towards real-time cash and liquidity management, there is still no common view of what the destination might look like. Addressing this lack of standardisation and defined industry practice is essential.
Preparing for real-time liquidity Read moreOctober 2018
Are you ready for CSDR? Are you ready for CSDR?
Deutsche Bank’s Market Advocacy team provides an overview of the practical impact, key requirements and new opportunities of the regulation for securities market participants in Europe
Are you ready for CSDR? Read moreOctober 2018
Regulation driving banking transformation: First Edition Regulation driving banking transformation: First Edition
The emergence of new technology solutions relating to Open APIs, cloud, blockchain and artificial intelligence has driven increasing volumes of digital data, and new market players, business models and evolving client expectations. Yet their transformative impact will only be realised with further global regulatory alignment and acceptance of the “new realities” created by emerging technologies.
Regulation driving banking transformation: First Edition Read moreOctober 2018
Piecing together the global payments puzzle Piecing together the global payments puzzle
A new white paper summarises the main global payments initiatives driven by regulatory and governmental bodies, infrastructure providers, banks and non-bank competitors. Focussing on the fundamental needs of payment users, the paper assesses what has already been achieved and what more is needed to ensure future payment schemes are secure, fast, efficient and transparent, with global connectivity.
Piecing together the global payments puzzle Read moreSeptember 2018
Unlocking opportunities in the API economy Unlocking opportunities in the API economy
A new white paper outlines how corporates, financial institutions and fintechs may prosper in the new payments environment.
Unlocking opportunities in the API economy Read moreAugust 2018
The road to real-time treasury The road to real-time treasury
Imagine a world of real-time treasury - one where cash is sent and received in real time, and updated automatically on centralised dashboards for all stakeholders to see.
The road to real-time treasury Read moreDecember 2017
SWIFT gpi: time for action SWIFT gpi: time for action
Banks leveraging SWIFT’s global payments innovation (gpi), the industry-wide initiative that connects all intermediaries in a payment chain, can better alleviate corporate treasurers’ operational pain points. But for the entire industry to realise the full benefits, it’s time for more banks to go live – and sooner rather than later.
SWIFT gpi: time for action Read moreOctober 2017
Are you PSD2-Ready? A guide to the latest information and sources of support Are you PSD2-Ready? A guide to the latest information and sources of support
The implementation deadline for the new EU Payments Services Directive (PSD2) now looms large. By January 13, 2018, all EU member states are obliged to implement PSD2 into national law. But how can organisations ensure they are PSD2-ready in this last and crucial implementation phase? Deutsche Bank explores.
Are you PSD2-Ready? A guide to the latest information and sources of support Read moreMay 2017
EU Funds Transfer Regulation 2015: a regional regulation with a global impact EU Funds Transfer Regulation 2015: a regional regulation with a global impact
FTR 2015, which becomes applicable on June 26, 2017 sets out to ensure traceability of payments transactions – a powerful tool in the prevention, detection, and investigation of money laundering and terrorist financing. Yet, with such a short lead-time to implementation, rapid action is essential to prevent unnecessary disruption to payment flows or unintended breaches of the regulation.
EU Funds Transfer Regulation 2015: a regional regulation with a global impact Read moreMarch 2017
Completing Europe’s custody puzzle Completing Europe’s custody puzzle
The evolving post-trade securities landscape in Europe can be viewed as a puzzle, of which regulatory and infrastructure changes are part. To complete the puzzle, market participants need to visualise the broader picture.
Completing Europe’s custody puzzle Read moreAugust 2016
Optimising liquidity management in securities settlement Optimising liquidity management in securities settlement
With the introduction of T2S, the settlement of securities in participating markets becomes real time and requires upfront funding in central bank money.
Optimising liquidity management in securities settlement Read more