Simplifying digital fund management and investment servicing Simplifying digital fund management and investment servicing

Deutsche Bank and Memento Blockchain have successfully completed a proof of concept, known as Project DAMA (Digital Assets Management Access). Project DAMA has the potential to provide a more cost-effective and flexible solution for digital fund management and investment servicing, and this report explains how the prototype works.

Metaverse – the next e-commerce revolution Metaverse – the next e-commerce revolution

Guide to ISO 20022 migration Part 5 Guide to ISO 20022 migration Part 5

The triple revolution in securities post-trade The triple revolution in securities post-trade

A corporate’s guide to payment fraud prevention A corporate’s guide to payment fraud prevention

How to ensure commodities security in a volatile world How to ensure commodities security in a volatile world

Working capital finance – the future Working capital finance – the future

CSDR: The final countdown CSDR: The final countdown

Best Practice Guide: ACT International Treasury Peer Review Best Practice Guide: ACT International Treasury Peer Review

Payables finance a guide to working capital optimisation third edition Payables Finance: A guide to working capital optimisation

Read more Guide to ISO 20022 migration: Part 4

As we edge closer to the revised implementation date for ISO 20022 across the world’s major payment market infrastructures, the Deutsche Bank team presents Part 4 of its series of guides, looking at how market infrastructures have used the extension to prepare, what developments have been made around SWIFT’s transaction manager and the in-flow translation service, and how ISO 20022 will be used in the end-to-end payment journey

Guide to Receivables Finance 3rd Edition Guide to Receivables Finance 3rd Edition

Unleashing the potential of AI in securities services Unleashing the potential of AI in securities services

This Guide provides an introduction to AI in securities services, including a rundown of use case examples, insight into important governance considerations and a series of key recommendations to ensure best practice is followed

Read more Client services reimagined

The winds of change have transformed client services in the banking sector over recent years. The transformation was underway long before coronavirus impacted on our daily working and home lives. As with many other areas of both financial services and retail, the pandemic served to accelerate trends that were already evident, such as consumers and businesses taking up contactless and other new payment methods while reducing their reliance on cash

Asset-as-a-Service Asset-as-a-Service

The burden from the Corona crisis and the opportunities of new data-based business models present companies with tremendous challenges. Usage-based financing models offer a solution to these challenges, as buyers no longer purchase an asset themselves, but acquire it from the equipment provider in a “pay-per-use“ model

A Guide to IBOR Transition A Guide to IBOR Transition

By the end of 2021, the London Interbank Offered Rate (LIBOR), for long the world’s most widely used benchmark interest rate, will have been phased out as markets transition to LIBOR alternatives. This Guide to IBOR Transition sets out, why this change became necessary, the new breed of risk-free rates (RFRs) and the path to transition

Guide to ISO 20022 migration: Part 3 Guide to ISO 20022 migration: Part 3

In 2019, recognising the magnitude of the transformational initiative underway in the payments world, we launched a series of guides to ISO 20022 migration. These were designed to help the industry navigate and understand the evolving journey towards a single global payments standard. The Deutsche Bank team now presents Part 3 of this journey in advance of Sibos 2020

The Group Treasurer: an ACT Guide to the First 100 Days The Group Treasurer: an ACT guide to the first 100 days

As the treasury function adapts and evolves to the demands of today’s fast-changing circumstances, best practice advice from trusted advisors has become increasingly important for treasurers. At no point is this more important than in the first few days at the desk in a new role

Re-imagining network management Re-imagining network management

Covid-19 has brought unprecedented challenges and change for the securities services industry. This report canvasses network managers to understand how they have adapted to date, and how their roles could be further transformed in the future

A Guide to Trade Finance A Guide to Trade Finance

To mark Deutsche Bank’s 150 anniversary and Trade Finance being its founding business, we present our practical Guide to Trade Finance to support importers, exporters and other market participants as they move goods and services around the world and manage the financing risk

China’s belt and Road Initiative - A guide to market participation China’s Belt and Road Initiative - A guide to market participation

China has set out to rebuild its ancient Silk Road with the Belt and Road Initiative (BRI). This paper provides an explanation of the BRI’s touchpoints and what this means for infrastructure and finance providers

Instant payments Instant payments

Instant payment schemes are popular with consumers worldwide and are supplanting physical cash. But what infrastructure sits behind these schemes and how is it regulated? What opportunities and benefits do they offer corporate treasurers embracing them as part of their liquidity management strategy? This white paper explores how treasury can make the most of instant payments

Request to Pay through open banking Request to Pay through open banking

Consumers across the globe might have fallen in love with card payment and e-wallet solutions, but the same cannot be said for treasurers, who have to deal with the strains they place on their business

Guide to ISO 20022 migration, Part 2 Guide to ISO 20022 migration, Part 2

As the migration to ISO 20022 – the new global standard for payments messaging – progresses the benefits are clear: uplifted customer experience, more streamlined compliance procedures, and the ability to deliver new services. Yet with rapid change comes the challenge of keeping abreast of the latest developments and understanding the key points for consideration

DLT and digital asset’s path to smart custody DLT and digital asset’s path to smart custody

In the face of declining fee levels and increasing regulatory and market requirements for asset protection and market stability, the securities post-trade industry seeks a sustainable future. Distributed Ledger Technology (DLT) may provide part of the answer by realigning the roles of its participants

Real-time cash-balance liquidity reporting: no need to wait Real-time cash-balance liquidity reporting: no need to wait

Pushing ahead with intra-day or real-time liquidity reporting, to give banks the ability to regularly measure and track their liquidity flows over the course of a business day, was seen as a priority task in the wake of the financial crisis.

CSDR: Settlement discipline regime client toolkit CSDR: Settlement discipline regime client toolkit

The Settlement Discipline Regime (SDR), a key element of the Central Securities Depositary Regulation (CSDR), comes into force on 14 September 2020. This effectively binds together trade and post-trade. With penalties for poor performance and discipline, all actors in an institution will need to understand their obligations and make the necessary operational changes

Regulation driving banking transformation: Second Edition Regulation driving banking transformation: Second Edition

A regulatory environment that supports the safe and robust development of the data economy, the emergence of FinTech and BigTech firms and the growth of the crypto-assets market is essential for banking transformation, says new white paper.

Ultimate guide to ISO 20022 migration Ultimate guide to ISO 20022 migration

The decision by major central banks and SWIFT to migrate to ISO 20022 is a watershed moment for the payments industry

Transitioning into the future of securities post-trade Transitioning into the future of securities post-trade

If you can order physical goods online and have them delivered the next day or even the same day on Amazon, why should you have to wait two days for electronically delivered securities to arrive in your account? This paper looks at what has been done so far and what is needed going forward to “Amazonise” the securities post-trade landscape

Preparing for real-time liquidity Preparing for real-time liquidity

Although the industry has started on the journey towards real-time cash and liquidity management, there is still no common view of what the destination might look like. Addressing this lack of standardisation and defined industry practice is essential.

Are you ready for CSDR? Are you ready for CSDR?

Deutsche Bank’s Market Advocacy team provides an overview of the practical impact, key requirements and new opportunities of the regulation for securities market participants in Europe

Regulation driving banking transformation: First Edition Regulation driving banking transformation: First Edition

The emergence of new technology solutions relating to Open APIs, cloud, blockchain and artificial intelligence has driven increasing volumes of digital data, and new market players, business models and evolving client expectations. Yet their transformative impact will only be realised with further global regulatory alignment and acceptance of the “new realities” created by emerging technologies.

Piecing together the global payments puzzle Piecing together the global payments puzzle

A new white paper summarises the main global payments initiatives driven by regulatory and governmental bodies, infrastructure providers, banks and non-bank competitors. Focussing on the fundamental needs of payment users, the paper assesses what has already been achieved and what more is needed to ensure future payment schemes are secure, fast, efficient and transparent, with global connectivity.

Unlocking opportunities in the API economy Unlocking opportunities in the API economy

A new white paper outlines how corporates, financial institutions and fintechs may prosper in the new payments environment.

The road to real-time treasury The road to real-time treasury

Imagine a world of real-time treasury - one where cash is sent and received in real time, and updated automatically on centralised dashboards for all stakeholders to see.

SWIFT gpi: time for action SWIFT gpi: time for action

Banks leveraging SWIFT’s global payments innovation (gpi), the industry-wide initiative that connects all intermediaries in a payment chain, can better alleviate corporate treasurers’ operational pain points. But for the entire industry to realise the full benefits, it’s time for more banks to go live – and sooner rather than later.

Are you PSD2-Ready? A guide to the latest information and sources of support Are you PSD2-Ready? A guide to the latest information and sources of support

The implementation deadline for the new EU Payments Services Directive (PSD2) now looms large. By January 13, 2018, all EU member states are obliged to implement PSD2 into national law. But how can organisations ensure they are PSD2-ready in this last and crucial implementation phase? Deutsche Bank explores.

EU Funds Transfer Regulation 2015: a regional regulation with a global impact EU Funds Transfer Regulation 2015: a regional regulation with a global impact

FTR 2015, which becomes applicable on June 26, 2017 sets out to ensure traceability of payments transactions – a powerful tool in the prevention, detection, and investigation of money laundering and terrorist financing. Yet, with such a short lead-time to implementation, rapid action is essential to prevent unnecessary disruption to payment flows or unintended breaches of the regulation.

Completing Europe’s custody puzzle Completing Europe’s custody puzzle

The evolving post-trade securities landscape in Europe can be viewed as a puzzle, of which regulatory and infrastructure changes are part. To complete the puzzle, market participants need to visualise the broader picture.

Optimising liquidity management in securities settlement Optimising liquidity management in securities settlement

With the introduction of T2S, the settlement of securities in participating markets becomes real time and requires upfront funding in central bank money.