• Keeping our clients in the know

    White papers/Guides

Meeting challenges, interpreting change: Markets move, opportunities appear, issues abound. Across our organisation, we have the expertise that helps our clients make the right decisions

February 2021

A Guide to IBOR Transition A Guide to IBOR Transition

By the end of 2021, the London Interbank Offered Rate (LIBOR), for long the world’s most widely used benchmark interest rate, will have been phased out as markets transition to LIBOR alternatives. This Guide to IBOR Transition sets out, why this change became necessary, the new breed of risk-free rates (RFRs) and the path to transition

A Guide to IBOR Transition Read more

September 2020

Guide to ISO 20022 migration: Part 3 Guide to ISO 20022 migration: Part 3

In 2019, recognising the magnitude of the transformational initiative underway in the payments world, we launched a series of guides to ISO 20022 migration. These were designed to help the industry navigate and understand the evolving journey towards a single global payments standard. The Deutsche Bank team now presents Part 3 of this journey in advance of Sibos 2020

Guide to ISO 20022 migration: Part 3 Read more

September 2020

The Group Treasurer: an ACT Guide to the First 100 Days The Group Treasurer: an ACT guide to the first 100 days

As the treasury function adapts and evolves to the demands of today’s fast-changing circumstances, best practice advice from trusted advisors has become increasingly important for treasurers. At no point is this more important than in the first few days at the desk in a new role

The Group Treasurer: an ACT Guide to the First 100 Days Read more

June 2020

Re-imagining network management Re-imagining network management

Covid-19 has brought unprecedented challenges and change for the securities services industry. This report canvasses network managers to understand how they have adapted to date, and how their roles could be further transformed in the future

Re-imagining network management Read more

May 2020

A Guide to Trade Finance A Guide to Trade Finance

To mark Deutsche Bank’s 150 anniversary and Trade Finance being its founding business, we present our practical Guide to Trade Finance to support importers, exporters and other market participants as they move goods and services around the world and manage the financing risk

A Guide to Trade Finance Read more

December 2019

China’s belt and Road Initiative - A guide to market participation China’s Belt and Road Initiative - A guide to market participation

China has set out to rebuild its ancient Silk Road with the Belt and Road Initiative (BRI). This paper provides an explanation of the BRI’s touchpoints and what this means for infrastructure and finance providers

China’s belt and Road Initiative - A guide to market participation Read more

November 2019

Instant payments Instant payments

Instant payment schemes are popular with consumers worldwide and are supplanting physical cash. But what infrastructure sits behind these schemes and how is it regulated? What opportunities and benefits do they offer corporate treasurers embracing them as part of their liquidity management strategy? This white paper explores how treasury can make the most of instant payments

Instant payments Read more

October 2019

Request to Pay through open banking Request to Pay through open banking

Consumers across the globe might have fallen in love with card payment and e-wallet solutions, but the same cannot be said for treasurers, who have to deal with the strains they place on their business

Request to Pay through open banking Read more

September 2019

Guide to ISO 20022 migration, Part 2 Guide to ISO 20022 migration, Part 2

As the migration to ISO 20022 – the new global standard for payments messaging – progresses the benefits are clear: uplifted customer experience, more streamlined compliance procedures, and the ability to deliver new services. Yet with rapid change comes the challenge of keeping abreast of the latest developments and understanding the key points for consideration

Guide to ISO 20022 migration, Part 2 Read more

September 2019

DLT and digital asset’s path to smart custody DLT and digital asset’s path to smart custody

In the face of declining fee levels and increasing regulatory and market requirements for asset protection and market stability, the securities post-trade industry seeks a sustainable future. Distributed Ledger Technology (DLT) may provide part of the answer by realigning the roles of its participants

DLT and digital asset’s path to smart custody Read more

September 2019

Real-time cash-balance liquidity reporting: no need to wait Real-time cash-balance liquidity reporting: no need to wait

Pushing ahead with intra-day or real-time liquidity reporting, to give banks the ability to regularly measure and track their liquidity flows over the course of a business day, was seen as a priority task in the wake of the financial crisis.

Real-time cash-balance liquidity reporting: no need to wait Read more

September 2019

CSDR: Settlement discipline regime client toolkit CSDR: Settlement discipline regime client toolkit

The Settlement Discipline Regime (SDR), a key element of the Central Securities Depositary Regulation (CSDR), comes into force on 14 September 2020. This effectively binds together trade and post-trade. With penalties for poor performance and discipline, all actors in an institution will need to understand their obligations and make the necessary operational changes

CSDR: Settlement discipline regime client toolkit Read more

September 2019

Regulation driving banking transformation: Second Edition Regulation driving banking transformation: Second Edition

A regulatory environment that supports the safe and robust development of the data economy, the emergence of FinTech and BigTech firms and the growth of the crypto-assets market is essential for banking transformation, says new white paper.

Regulation driving banking transformation: Second Edition Read more

September 2019

Payables Finance: A guide to working capital optimisation Payables Finance: A guide to working capital optimisation

Faced with the options of cash to fund a corporate finance strategy or cash to meet a 30-day supplier schedule, the revenue-generating activity will be more alluring. However, while extending payment terms might be good for building cash balances, what happens if the supplier goes out of business while they wait?

Payables Finance: A guide to working capital optimisation Read more

May 2019

Ultimate guide to ISO 20022 migration Ultimate guide to ISO 20022 migration

The decision by major central banks and SWIFT to migrate to ISO 20022 is a watershed moment for the payments industry

Ultimate guide to ISO 20022 migration Read more

May 2019

Transitioning into the future of securities post-trade Transitioning into the future of securities post-trade

If you can order physical goods online and have them delivered the next day or even the same day on Amazon, why should you have to wait two days for electronically delivered securities to arrive in your account? This paper looks at what has been done so far and what is needed going forward to “Amazonise” the securities post-trade landscape

Transitioning into the future of securities post-trade Read more

October 2018

Preparing for real-time liquidity Preparing for real-time liquidity

Although the industry has started on the journey towards real-time cash and liquidity management, there is still no common view of what the destination might look like. Addressing this lack of standardisation and defined industry practice is essential.

Preparing for real-time liquidity Read more

October 2018

Are you ready for CSDR? Are you ready for CSDR?

Deutsche Bank’s Market Advocacy team provides an overview of the practical impact, key requirements and new opportunities of the regulation for securities market participants in Europe

Are you ready for CSDR? Read more

October 2018

Regulation driving banking transformation: First Edition Regulation driving banking transformation: First Edition

The emergence of new technology solutions relating to Open APIs, cloud, blockchain and artificial intelligence has driven increasing volumes of digital data, and new market players, business models and evolving client expectations. Yet their transformative impact will only be realised with further global regulatory alignment and acceptance of the “new realities” created by emerging technologies.

Regulation driving banking transformation: First Edition Read more

October 2018

Piecing together the global payments puzzle Piecing together the global payments puzzle

A new white paper summarises the main global payments initiatives driven by regulatory and governmental bodies, infrastructure providers, banks and non-bank competitors. Focussing on the fundamental needs of payment users, the paper assesses what has already been achieved and what more is needed to ensure future payment schemes are secure, fast, efficient and transparent, with global connectivity.

Piecing together the global payments puzzle Read more

September 2018

Unlocking opportunities in the API economy Unlocking opportunities in the API economy

A new white paper outlines how corporates, financial institutions and fintechs may prosper in the new payments environment.

Unlocking opportunities in the API economy Read more

August 2018

The road to real-time treasury The road to real-time treasury

Imagine a world of real-time treasury - one where cash is sent and received in real time, and updated automatically on centralised dashboards for all stakeholders to see.

The road to real-time treasury Read more

December 2017

SWIFT gpi: time for action SWIFT gpi: time for action

Banks leveraging SWIFT’s global payments innovation (gpi), the industry-wide initiative that connects all intermediaries in a payment chain, can better alleviate corporate treasurers’ operational pain points. But for the entire industry to realise the full benefits, it’s time for more banks to go live – and sooner rather than later.

SWIFT gpi: time for action Read more

October 2017

Are you PSD2-Ready? A guide to the latest information and sources of support Are you PSD2-Ready? A guide to the latest information and sources of support

The implementation deadline for the new EU Payments Services Directive (PSD2) now looms large. By January 13, 2018, all EU member states are obliged to implement PSD2 into national law. But how can organisations ensure they are PSD2-ready in this last and crucial implementation phase? Deutsche Bank explores.

Are you PSD2-Ready? A guide to the latest information and sources of support Read more

May 2017

EU Funds Transfer Regulation 2015: a regional regulation with a global impact EU Funds Transfer Regulation 2015: a regional regulation with a global impact

FTR 2015, which becomes applicable on June 26, 2017 sets out to ensure traceability of payments transactions – a powerful tool in the prevention, detection, and investigation of money laundering and terrorist financing. Yet, with such a short lead-time to implementation, rapid action is essential to prevent unnecessary disruption to payment flows or unintended breaches of the regulation.

EU Funds Transfer Regulation 2015: a regional regulation with a global impact Read more

March 2017

Completing Europe’s custody puzzle Completing Europe’s custody puzzle

The evolving post-trade securities landscape in Europe can be viewed as a puzzle, of which regulatory and infrastructure changes are part. To complete the puzzle, market participants need to visualise the broader picture.

Completing Europe’s custody puzzle Read more

August 2016

Optimising liquidity management in securities settlement Optimising liquidity management in securities settlement

With the introduction of T2S, the settlement of securities in participating markets becomes real time and requires upfront funding in central bank money.

Optimising liquidity management in securities settlement Read more