CCM-Standard Debit Rate

Excess Overdraft / Standard Overdraft Rates

(To be read along with General Conditions and Pricing Schedule under Transaction Banking Service Agreement for Corporate Cash Management)

CurrencyReference RateSpreadDay-Count Basis*
EUR Euro Short term Rate (ESTR) 500bps Act/360 or Act/365
USD Effective Federal Funds Rate (EFFR) 500bps Act/360 or Act/365
GBP Sterling Overnight Index Average (SONIA) 500bps Act/360 or Act/365
PLN Warsaw Interest Rate Overnight (WIBOR) 500bps Act/360 or Act/365
HUF Budapest Overnight Rate (BUBOR) 500bps Act/360 or Act/365
CZK Prague InterBank Offer Rate Overnight (PRIBOR) 500bps Act/360 or Act/365
CAD Canadian Overnight Repo Rate Average – CORRA 500bps Act/360 or Act/365
CHF Swiss Average Rate Overnight - SARON 500bps Act/360 or Act/365

*The Day-Count Basis follows market convention of the location where the account is held.