• Merchant Solutions

E-commerce and marketplaces are booming – not only in digital industries but also in traditional brick-and-mortar sectors. As their business models are changing, corporates face new payment-related challenges. With Merchant Solutions, we have developed a new payment acceptance tool that enables global electronic payment processing in a cost-efficient, reliable and secure manner. In addition to our existing cash management services, we offer card acquiring and alternative payment acceptance solutions incorporating FX, marketplace solutions and financing capabilities via a centralised platform and integrated interface

For further information on Merchant Solutions please contact your Deutsche Bank Relationship Manager.

Acceptance

Issuing and Loyalty

Financing

FX and Liquidity



Key benefits

The best of traditional bank treasury solutions combined with global payment service provider capabilities, supporting our client to leverage digitalisation providing seamless UX and driving customer loyalty

Show content of One stop shop

  • Combining the advantages of a traditional bank and an agile payment service provider (PSP) and acquirer
  • Offering full range of solutions from Lending and FX to Cash Management including state-of-the-art Merchant Solutions to support our clients’ global strategy and digital transformation journey

Show content of Broad product offering and tailor-made solutions

  • Tailored solutions built for our clients’ business model and roadmap
  • Top card issuer in Germany with own licenses
  • Omnichannel acquiring capability for 10+ international credit cards and local EU debit cards as well as 30+ account-based payment methods and alternative payment methods (APMs)

Show content of Additional value added services

Integrating value added services by leveraging our existing capabilities:

  • FX (e.g. dynamic currency conversion & multi-currency pricing)
  • Financing (e.g. buy now pay later)
  • Risk and fraud management solutions

Show content of Seamless integration

  • One centralised integration to access all relevant Merchant Solutions services via Deutsche Bank’s own payment gateway
  • Capacity to streamline and normalise data across PSPs and banks
  • Providing single access to facilitate front to end reconciliation

Show content of Data security

  • Offering a check-out process which captures payment data in a safe and Payment Card Industry (PCI) compliant manner
  • Limiting legal responsibilities for processing personal data and documents for merchants and sellers
  • Enhancing risk and fraud solutions that are compliant with GDPR, Identity and Access Management (IAM) integration and encryption

Show content of Cost optimisation

  • Competitive pricing for e.g. account-based payment methods like SEPA Direct Debit and Request to Pay (real-time credit transfer/ SEPA Instant) compared to other PSPs
  • Enhance user experience via global currency receipt and individual settlement solutions analogue to our clients’ FX exposure management

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Deutsche Bank and smart are cooperating on online payment for the new smart #1 Deutsche Bank and smart are cooperating on online payment for the new smart #1

With the new smart #1, smart is not only breaking new ground in terms of technology and design. The company is also taking a completely new approach to sales. The next generation of all-electric vehicles will not only be available in stationary trade - customers can also configure their smart #1 completely online and buy it online in just 6 steps

Deutsche Bank and smart are cooperating on online payment for the new smart #1 Read more

For further information on Merchant Solutions please contact your Deutsche Bank Relationship Manager.

Latest developments

Deutsche Bank partners with Visa to prevent fraud in online retail Deutsche Bank partners with Visa to prevent fraud in online retail

Deutsche Bank and Visa are entering into a new collaboration to help prevent online retail fraud. Merchants who process their e-commerce payments via Deutsche Bank can now use “Decision Manager”, an automated fraud detection system from Visa-owned company Cybersource.

Deutsche Bank partners with Visa to prevent fraud in online retail Read more

Deutsche Bank and Fiserv launch Vert, Germany’s newest payments company Deutsche Bank and Fiserv launch Vert, Germany’s newest payments company

Deutsche Bank and Fiserv, a global leader in payments and financial services technology, have launched Vert, a comprehensive payment acceptance and banking services provider to small and medium-sized enterprises (SMEs).

Deutsche Bank and Fiserv launch Vert, Germany’s newest payments company Read more

Deutsche Bank acquires Berlin based payment service provider better payment Deutsche Bank acquires Better Payment

Better Payment operates a service for the technical processing of online payments. Through the acquisition, Deutsche Bank will expand its market share in payment processing and acceptance. 

Deutsche Bank acquires Berlin based payment service provider better payment Read more

Deutsche Bank and mastercard intensify their collaboration in the payments space Digital payments for business clients

Deutsche Bank and Mastercard intensify their collaboration in the payments space thereby enabling companies to offer their products and services to new customer demographics and to develop digital business models.

Deutsche Bank and mastercard intensify their collaboration in the payments space Read more