• Merchant Solutions

E-commerce and marketplaces are booming – not only in digital industries but also in traditional brick-and-mortar sectors. As their business models are changing, corporates face new payment-related challenges. With Merchant Solutions, we have developed a new payment acceptance tool that enables global electronic payment processing in a cost-efficient, reliable and secure manner. In addition to our existing cash management services, we offer card acquiring and alternative payment acceptance solutions incorporating FX, marketplace solutions and financing capabilities via a centralised platform and integrated interface

For further information on Merchant Solutions please contact your Deutsche Bank Relationship Manager.

Acceptance

Issuing and Loyalty

Financing

FX and Liquidity



Key benefits

The best of traditional bank treasury solutions combined with global payment service provider capabilities, supporting our client to leverage digitalisation providing seamless UX and driving customer loyalty

Show content of One stop shop

  • Combining the advantages of a traditional bank and an agile payment service provider (PSP) and acquirer
  • Offering full range of solutions from Lending and FX to Cash Management including state-of-the-art Merchant Solutions to support our clients’ global strategy and digital transformation journey

Show content of Broad product offering and tailor-made solutions

  • Tailored solutions built for our clients’ business model and roadmap
  • Top card issuer in Germany with own licenses
  • Omnichannel acquiring capability for 10+ international credit cards and local EU debit cards as well as 30+ account-based payment methods and alternative payment methods (APMs)

Show content of Additional value added services

Integrating value added services by leveraging our existing capabilities:

  • FX (e.g. dynamic currency conversion & multi-currency pricing)
  • Financing (e.g. buy now pay later)
  • Risk and fraud management solutions

Show content of Seamless integration

  • One centralised integration to access all relevant Merchant Solutions services via Deutsche Bank’s own payment gateway
  • Capacity to streamline and normalise data across PSPs and banks
  • Providing single access to facilitate front to end reconciliation

Show content of Data security

  • Offering a check-out process which captures payment data in a safe and Payment Card Industry (PCI) compliant manner
  • Limiting legal responsibilities for processing personal data and documents for merchants and sellers
  • Enhancing risk and fraud solutions that are compliant with GDPR, Identity and Access Management (IAM) integration and encryption

Show content of Cost optimisation

  • Competitive pricing for e.g. account-based payment methods like SEPA Direct Debit and Request to Pay (real-time credit transfer/ SEPA Instant) compared to other PSPs
  • Enhance user experience via global currency receipt and individual settlement solutions analogue to our clients’ FX exposure management

Explore more

Smart payments for smart cameras Smart payments for smart cameras

Azena, an IoT-based security equipment start-up funded by Germany’s engineering and technology giant Bosch, is revamping its digital payment strategy. flow’s Desirée Buchholz reports on its partnership with Deutsche Bank to improve the customer experience and meet the needs of a fast-growing B2B marketplace

Smart payments for smart cameras Read more

Digital marketplaces – a gamechanger for payments and treasury Digital marketplaces – a gamechanger for payments and treasury

Digital sales are booming. While marketplaces provide new business opportunities for buyers, sellers and operators, they also create new challenges for treasurers. flow’s Desirée Buchholz reports on how treasury can define a new payment strategy

Digital marketplaces – a gamechanger for payments and treasury Read more

For further information on Merchant Solutions please contact your Deutsche Bank Relationship Manager.

Latest developments

„mainpay“: Mobiles Bezahlen leicht gemacht Eintracht Frankfurt is using mobile payments

„mainpay“ is a digital payment system, that Deutsche Bank offers in partnership with Eintracht Frankfurt as part of the football club's app „mainaqila“. (article in German language)

„mainpay“: Mobiles Bezahlen leicht gemacht Read more

Deutsche Bank acquires Berlin based payment service provider better payment Deutsche Bank acquires Better Payment

Better Payment operates a service for the technical processing of online payments. Through the acquisition, Deutsche Bank will expand its market share in payment processing and acceptance. 

Deutsche Bank acquires Berlin based payment service provider better payment Read more

Deutsche Bank and mastercard intensify their collaboration in the payments space Digital payments for business clients

Deutsche Bank and Mastercard intensify their collaboration in the payments space thereby enabling companies to offer their products and services to new customer demographics and to develop digital business models.

Deutsche Bank and mastercard intensify their collaboration in the payments space Read more