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Implementation details for your ISO 20022 migration
ISO testing options
Testing options as the basis for a successful and safe migration
At Deutsche Bank, we recognise that the transition to ISO 20022 is not merely a regulatory requirement — it is a strategic opportunity to optimise your payment processes, unlock richer data insights, and drive operational efficiency. As your trusted partner, we are committed to supporting you throughout this journey with tailored testing solutions that meet your specific needs. This document outlines the available testing paths, helping you identify the most suitable approach for your organisation. The below table shows an overview of which payments and standards are available for each test path:
| Your payment format | Test path |
|---|---|
|
Option 1: SEPA DK Standard Schema (+ CCU/AXZ): |
Format checker |
|
Option 2: SEPA DK Standard Schema (+ CCU/AXZ): |
directMC |
|
Option 3: CGI-MP standard for all payment and direct debit types: |
Swift MyStandards Swift MyStandards |
|
Option 4: SCORE+ Standard for International Payments |
Swift Sparrings Partner (via Swift Login) |
Show content of Test path 1: German DK payment processing
For clients using German DK (Deutsche Kreditwirtschaft) formats, Deutsche Bank offers a dedicated validation service to ensure smooth integration with ISO 20022 standards. Our Format Checker tool enables quick and easy validation of test files generated from your ERP or TMS systems. It checks compliance with both the XSD schema and Deutsche Bank’s implementation guidelines, providing immediate feedback.
If you are not yet registered for Format Checker (formatpruefer.de) and wish to use this service, please contact your Deutsche Bank service manager.
Show content of Test path 2: directMC – SEPA test file validation
If you are a directMC user, you can leverage the built-in validation functionality via your EBICS channel. Simply import your payment file offline and delete it without transmitting it to the Bank. This allows for seamless validation within your existing workflow, with immediate feedback based on XSD schema and functional checks.
Show content of Test path 3: Swift MyStandards testing<
Clients with access to Deutsche Bank Autobahn can use Swift MyStandards for self-service testing. This platform supports Deutsche Bank’s XML usage guidelines in line with the CGI-MP standard. Upload your test files via the portal to receive instant validation results, including XSD schema checks and most Deutsche Bank-specific business rules. For access to dbAutobahn, please reach out to your customer service manager.
Swift Corporates can also use format testing capability on the Swift MyStandards website for SCORE+ pain.001 v9. Upload your test files via the portal to receive instant validation results, including XSD schema checks and business rules. You can easily request access to the tool
To ensure a secure and successful migration, it is essential to use only test data during validation. Protecting your production data remains our highest priority. Testing Recommendations:
Show content of
Data security first: use of test data
Your partner in your ISO 20022 migration
Deutsche Bank is here to guide you through every step of the ISO 20022 transition. For expert advice and tailored support, please contact your Deutsche Bank representative. Together, we can unlock the full potential of ISO 20022 and shape a more efficient, innovative, and secure future for your payment operations.
Disclaimer
This factsheet is for information purposes only and is designed to serve as a general overview regarding the services of Deutsche Bank AG, any of its branches and affiliates. The general description in this factsheet) relates to services offered by Corporate Bank of Deutsche Bank AG, any of its branches and affiliates to customers as of July 2026, which may be subject to change in the future. This information is provided solely as a neutral description of operational capability and is not a recommendation or marketing of any booking location or structure. Cash management accounts are generally available to locally established or resident entities and, within the EEA, to entities established in other EEA jurisdictions. Non-resident accounts for clients outside the relevant jurisdiction (including outside the EEA) are restricted and will only be provided where independently and exclusively initiated by the client, without any prior or contemporaneous marketing, promotion, or solicitation by the Bank or its affiliates, and subject to applicable legal and regulatory requirements. This factsheet and the general description of the services are in their nature only illustrative, do neither explicitly nor implicitly make an offer and therefore do not contain or cannot result in any contractual or non-contractual obligation or liability of Deutsche Bank AG, any of its branches or affiliates. Deutsche Bank AG is authorised and regulated by the European Central Bank and the German Federal Financial Supervisory Authority (BaFin). With respect to activities undertaken in the UK, Deutsche Bank is authorised by the Prudential Regulation Authority. It is subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of Deutsche Bank AG’s authorisation and regulation by the Prudential Regulation Authority are available from Deutsche Bank AG on request.
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